A Life and Annuities license is required to sell permanent and term life
insurance, credit insurance and fixed annuities products.  

A Health Insurance license is required to sell HMO, major medical,
Medicare supplement, disability income and long-term care insurance.

These licenses can be obtained separately, or both can be applied for
following the completion of the "Life and Annuities and Health
Insurance" pre-license study course and the combined exam.

One class + one test = Two licenses

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What can I do with a
Life and Annuity & Health Insurance License?
The Life & Annuity & Health Insurance Course consists of three stages:
1.  Course Prestudy including completion of DVD
.....Presentation & reading of textbook

2.  Two-day course attendance covering the
......Life & Annuity Insurance Material

3.  Intensive and focused post-class review (normally
.....1 - 2  days) including completion of website content
.....and plenty of sample.questions!
The Fastest Start in Financial Services
Guided Review Option
804-672-PASS
The Guided Review Option provides an additional day of
tightly focused in-class review of the State Requirements.  
This includes access to an on-site instructor, completion of
structured review activities and plenty of practice questions.
.Life & Annuity & Health Insurance Course
804-672-PASS
Exam Guidance
The compact Life, Annuities & Health
Insurance course design lends itself to a
5-7 day course completion cycle.  Most
students attend a 2-day class, complete
the in-home review and take the state
license exam within 5-7 days of
course attendance.