A Life and Annuities license is required to sell permanent and term life
insurance, credit insurance and fixed annuities products.  

A
Health Insurance license is required to sell HMO, major medical,
Medicare supplement, disability income and long-term care insurance.

These licenses can be obtained separately, or both can be applied for
following the completion of the
"Life and Annuities and Health
Insurance"
pre-license study course and the combined exam.

One class + one test = Two licenses

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What can I do with a
Life and Annuity & Health Insurance License?
The Fastest Start in Financial Services
804-672-PASS
804-672-PASS